Emily Co
Editor, Smart Living
Charity

Japan's Earthquake: The Smart Way to Give When Disaster Strikes

It's extremely frustrating to feel helpless.

It's extremely frustrating to feel helpless. And that's how I felt when I watched images of the horrifying tragedy in Japan flash across my TV screen. I'm sure hundreds of thousands, if not millions, share similar sentiments. When a disaster first hits, the urge to give aid can sometimes be overwhelming, and many will rush to donate. However, that's not always the wisest approach.

Many of you have probably chosen to go with the Red Cross because that seems to be the go-to charity that everyone from Britney Spears to CNN is promoting, but there are actually other really great options as well. It's crucial to check the history of nonprofits in Japan to make sure the donations are actually being put to proper use, and picking NGOs that understand the infrastructure of Japan is really important. A savvy alternative would be the Salvation Army, which is an NGO that has been in Japan since 1895 and has set up more than 80 centers. Read on for tips on the best way to donate to Japan.

budget tips

I'm Asking: What's an Affordable Way to Spend Valentine's?

The big

The big V-day is coming up, and it's an occasion that can become quite spendy if you're not too careful with your money. The chocolates, nice dinner out, exchange of presents, or even a romantic trip can all add up.

In fact, because we're slowly rebounding back from the recession, consumer spending has come back again. The National Retail Federation predicts that this year, the average American will shell out $116 on Valentine's festivities. This is up 11 percent from last year. Greeting cards will again be the most common gift, but jewelry is apparently going to be a popular option as well, the NRF says.

There are plenty of ways to scrimp and save without ruining the romantic mood, so I'm asking, how are you planning on saving this Valentine's Day?

Marriage

The Recession Strengthened Marriage Vows, Survey Finds

Wow, on top of all the unique aftereffects of the recession, here's another one: 38 percent of people have postponed divorce or separation plans due to the recession, a survey by the National Marriage Project at University of Virginia finds.

Wow, on top of all the unique aftereffects of the recession, here's another one: 38 percent of people have postponed divorce or separation plans due to the recession, a survey by the National Marriage Project at University of Virginia finds. Not only that, but another 29 percent said that the economic downturn has "deepened their marriage vows."

Don't forget, though, there's also research out there that shows the recession is bringing about fewer marriages. In fact, 2009 saw an all-time record low in the number of registered marriages in a whopping 100 years. This really drives home the fact that marriage isn't a union that should be based solely on love — it's also about finding your money mate as well. It's important to be very honest with your partner about finances, and it makes things go a lot smoother if you're on the same page about issues such as debt, spending, and saving. These are thorny topics that will definitely pop up during your relationship, so make sure to address them early on. Remember, there are plenty of ways to bring up this touchy subject, and tax season is the perfect time to talk about dollars and cents with your other half!

Has the recession affected your relationship in any way?