- Start with a pair of pants — preferably of the bright, cropped variety — and a pretty top. Since you're cinching everything in at the waist, it doesn't matter how loose or fitted the top is. Then, throw on your cardigan. A neutral shade looks best (that way you can play around with your belt options).
- Put on your belt, paying close attention to location. This look works best when you belt at your natural waist; it creates a sexy, feminine silhouette, and looks especially lovely when your cardigan is open.
- Got a few more seconds? Add a dainty gold pendant necklace — then get on with your day!