Missouri-born Karlie Kloss has taken the modeling world by storm. At only 20 years old, she's opened and closed the catwalk for designers like Chanel and Oscar de la Renta, starred in advertisements for Hermès and Alexander McQueen, and now has her Victoria's Secret Angel wings. We caught up with Karlie Kloss to celebrate Victoria's Secret's Swim 2013 collection, where Karlie admitted that she never thought she'd be a VS model. Hear about Karlie's bikini style, her favorite beach destination, as well as the scoop on why she decided to do the big chop (now known as "The Karlie"). All of this and more in today's poolside Fashion Flash. On Allison McNamara: Club Monaco dress, Luv AJ jewelry, Cole Haan shoes.