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Old Navy Floppy Straw Sun Hat

If you’re heading to a Kentucky Derby-themed party, you can’t not dress the part. But, still, I’d rather not spend my shopping budget on a kooky hat that I’ll never wear again. This inexpensive Old Navy floppy straw hat ($20) can be gussied up with ribbons and flower appliques, but on its own can totally sub in on a hot Summer beach day.

— KS