In regard to the proposed rate increases, Blue Cross defended itself by saying that in tough economic times, healthy people low on cash elect to cancel their insurance, leaving a higher proportion of expensive-to-insure people, therefore warranting an increase. Going without insurance is a risky move, but if spending hundreds of dollars a month on coverage isn't an option, it's tempting for someone who's relatively healthy to drop it. I spent two months of my adult life uninsured, and felt like I was walking on eggshells the entire time! Luckily I stayed healthy and didn't get in any accidents those two months I was without coverage, but it's a health gamble I don't recommend.
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