On an unusually busy Friday evening, you’re desperately trying to get out of work to make it to a concert with your girlfriends that you’re already running late to. By the time you leave the office, it’s pretty well cleared out and you’re practically running out the door. Would it be worse if . . .
This: As your office elevator starts to make its way down it suddenly comes to a halt, and the doors don’t open? You press the emergency button to no avail. You’re stuck inside for more than two hours while they get it fixed.
That: You’re racing to the concert venue when a car suddenly pulls right into you? You’re fine, but your car’s left side is completely totaled, and the other driver is arguing that it was your fault for speeding.