My newest conspiracy theory: the insurance company folks have allied with the pharmaceutical folks. Case in point: this commercial. It makes me want to lock my doors and never leave the house again. Yes, drug therapy is in order, and once the meds kick in and my therapist reassures me that it's safe to wander back into the world- I'll need that life insurance, of course. ...Da, da, DA! It's a never ending cycle of interdependency, see?