If Christmas expenses are stacking up, start trimming them with the tree. Why buy a bunch of ornaments when you can deck the noble fir out with stuff from your child's toy box? All you need is some yarn and a lil helper.
Hot Wheels, miniature dolls, and musical instruments are great options. As are small stuffed animals, puppets and tiny books. And, if you've got a curious kid, there's no need to worry about them tugging on the ornaments since they were made for play.