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Remember when you were younger and you gave "coupons" to your parents for things like a free car wash? Well, this holiday season, it's time to bring those back, except in a more sophisticated, grown-up way. There are still things you can do to help your family or friends, either by taking a family portrait or booking their next vacation, at little or no cost to you. No doubt they'll appreciate the sentiment, no matter how old you are.

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