This anonymous poster in our Savvy Confessions group needs tips on how to deal with a friend who is living beyond his means.
My friend is spending beyond his means, and I've tried to tell him nicely that he shouldn't be spending money on a weekend away to Hawaii, but he says he just graduated and wants to celebrate. He doesn't have a job lined up. I've said things like, "Maybe you should save that money in your emergency fund in case you're unemployed for a while?" He's still going ahead with it, so I'm thinking that I could've been more direct. Do you think it's my place to say anything or is he just not going to listen to me?