Once standardized test scores are a thing of the past, your credit score is the number you worry about most. Your score impacts interest rates and more, so it's a financial must to understand what it is and how you can improve it. Do you know fact from fiction when it comes to credit scores?
Credit Score Fact or Fiction: How Money Are You?
Your credit score reflects your employment history.
Your credit-to-debt ratio matters more to your score than paying your balance in full every month.
The most important factor in your credit score is that you pay your bills on time.
The score you buy is the score all lenders will see when they check your credit.
Information remains on your credit report for no longer than seven years.