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Do You Do Paperless?

It's hard to keep track of which papers to keep around — bills, credit card statements, investment updates — there's a lot to keep track of. But, there is a way to lighten the load that helps benefit banks, the environment, and you. Going paperless and receiving online statements is an easy way to save trees, save banks some cash, and help you stay organized online without the clutter of excess documents at home.

Still, according to SmartMoney, only two percent of checking account users and 16 percent of credit card users have gone paperless, while most consumers stick to the paper route. Even while going paperless can protect against identity theft, as long as you're using secure Internet connections and virus-protected computer software, most are resistant to change up their routines. To help get customers on board, banks may be offering reward incentives, or on the flip side, charging a small statement fee for users who won't get online. For me, paperless means a lot less mess and tracking online is easy, so I'm on board. What about you?

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jessfish25 jessfish25 6 years
Paperless all the way! My car payment doesn't have the paperless option & it drives me nuts. As soon as that bill comes I just tear up the bill & throw it away anyway because I pay everything online. It's such a waste of paper to get all these bills in the mail every month. Once you set yourself up on a routine of writing bill due dates on the calendar, or using email reminders, you won't forget to pay your bills.
betty-kraker betty-kraker 6 years
my utilities r in paper but extras come paperless im afraid i might forget to pay them if i dont get the bill
socalbeachgal socalbeachgal 6 years
I get most of my utilities and credit card bills through email. And I track them on Excel so I know what needs to be paid when.
Spectra Spectra 6 years
We try to be as paperless as possible. We pay almost all of our bills automatically with our credit card and then we get e-statements from the companies saying the bill was paid. We also don't really use paper checks because it's more convenient to use debit cards. We stay pretty organized with it and we like not having all the extra paper coming in the mail.
esmerb esmerb 6 years
I am all about paperless and getting txt reminders! :)
mishelleanne mishelleanne 6 years
I use an Excel Spreadsheet for all my bills, to track due dates, amount due, and balances :) And log-in to make payments online. Easy as 1-2-3!
sourcherries sourcherries 6 years
I concur with bluebellknoll. I get paper statements--it helps me remember when bills are due. Of course, I could use a program to send me reminders, etc, but I think physically seeing it helps me. Also, I am trying to move back from paying bills online. I only have the word of the institution that a bill was paid/not and with checks, at least I can keep track. I'm not sure what will happen if the USPS starts delivering only 5 days of the week, though.
magickalrealism magickalrealism 6 years
Paperless bills hit my email and send me a text when they come up - it's actually been a good system to keep in order.
bluebellknoll bluebellknoll 6 years
No. My bank statements are paperless but my bills come in the mail. I probably would forget to pay my bills if they came paperless.
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