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Does Your Employer Match 401(k) Contributions?


There are researchers out there who think the days of employers matching 401(k) contributions should be numbered. They argue that money would be better put to use by funding other employee benefits, and say employees would continue to participate in 401(k) plans even without the match.

The loss of this incentive wouldn't affect all workers, as there are plenty of companies that already do not offer an employer match. I'm wondering if you would be affected if this benefit were taken away — does your employer match contributions?

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