When you're setting yourself up for some major TiVo catchup this weekend, don't forget to bring your wallet and phone to the couch with you. Five minutes — of multi-tasking, no less — will save you money and time if your credit and debit card-filled wallet is ever stolen. My card has a toll-free number on the back that should be called in the event my card is lost or stolen, but that's no use to me if some thief is in possession of my card. Enter the 24-hour customer service numbers into your cell phone, so that in the event your wallet is swiped from your purse, you don't have to fumble around with a phone book or waste time calling 411. Preparation will always make you feel more in control — especially when your emotions are already heightened.
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