Ideally you hashed out the His and Hers money issues before you said I do, and beginning your marriage with openness about finances will set the tone for constant and comfortable communication. A good place to start is the three-bucket approach: One shared and two individual accounts helps to maintain a sense of independence while combining funds for shared expenses eases you into the idea of combining funds, though this approach isn't for everyone.
You can always rethink your married money situation later if you feel another approach better suits you, as there's not a single formula that works for all couples. There are additional money issues to consider aside from spending habits and who is responsible for paying off which debts. Find out what they are when you
Decide how much of your salaries will be deposited into savings each month. It's important that you strive to align your goals from the very beginning — are you saving for a down payment on a house, is there a vacation you're both dreaming of and should set up a savings plan for it, or are you more concerned with simply contributing a percentage of your salaries to retirement and saving what you can beyond that? Design a savings plan that follows your needs and wants and revisit these goals occasionally.
Although you may have received everything you asked for on your registry and then some, your newlywed abode may need some additional love. Prioritize any purchases on the horizon so you're on the same page. If both of you were working from separate budgets before you were married, consider tracking your expenses together and coming up with a new budget for two.
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