We're thrilled to present this smart Learnvest story here on Savvy!
Every season, we’ll bring you the top to-dos to get your financial life in order. Back-to-school season isn’t just for students and parents; we can all take a line from the back-to-school playbook (or, em, textbook) by planning for the season ahead. Here are the key items on your autumn to-do list:
1. Reassess Your Budget.
This should also be done every quarter, as all of our lifestyles change regularly. Go to the LV Budgeting Tool to make see if you’ve been sticking to your current budget, or to create a new one that fits more with your lifestyle.
2. Check Your Credit Score.
This is important because it will let you know if something’s wrong with your accounts (like, say, identity theft). We recommend you do this once every season. It’s easy—just go to Credit Karma to do it for free.
Keep reading for the rest of your list.
3. Plan For Holiday Travel Now.
The time to buy plane tickets for the winter holidays is now, when prices are still low. If you and your family decide that this year calls for a nontraditional warm-weather Christmas, now’s the time to make that decision.
4. Buy Holiday Gifts Early.
Black Friday is one of our least favorite shopping days because everything is so hectic and crowded that it’s easy to buy things we don’t really need—just because they’re on sale. Start deciding now who you will give a gift to and start tracking down those presents, while the going is still pleasant.
5. Gear Up For Your Employee Review.
Most employee reviews happen in the fall and close to the new year. Think about what you’ve been doing well and what you could improve. Concentrate on doing well at work leading up to your review, and organize your thoughts if you plan to negotiate your salary.
Click here to download your Fall To-Do List!
For more smart tips from Learnvest, check out:
Do You Have Everything You Need For Good Credit?
Is It Ever OK to Crack Open Your 401K?
Catch Up on the Three Best Investment Books to Read