Skip Nav
Valentine's Day
50+ Free Valentine's Printable Cards That Aren't Corny
Oscars
A Breakdown of the Oscars Gift Bag Worth Over $200,000 — You Won't Believe What's Inside
Productivity
16 Mind-Blowing Life Hacks From Instagram

Financial Literacy Quiz

Are You Smarter Than a 12th Grader?

The Jump$tart Coalition for Personal Financial Literacy tests 12th graders' money knowledge every couple years, and the average score is typically about 52 percent. US News & World Report shared some sample questions from the last survey done in 2006 and I've reproduced them here for you to test your knowledge — are you smarter than a 12th grader?

Source

Are You Smarter Than a 12th Grader?

Matt and Eric have good credit history. They work at the same company and make approximately the same salary. Matt has borrowed $6,000 to take a foreign vacation. Eric has borrowed $6,000 to buy a car. Who will pay a lower finance charge?

Progress  
Around The Web

POPSUGAR, the #1 independent media and technology company for women. Where more than 75 million women go for original, inspirational content that feeds their passions and interests.

Join The Conversation
jhasgd jhasgd 3 years
falalalalalalalallalalala i hate this quiz it wont tell me my score
jhasgd jhasgd 3 years
you're cool
tralala2 tralala2 7 years
hmmm... statistically the last question might be "stocks," but it seems to me and everyone i know, that the stocks invested in their children's education for 18 years never ever paid up. (myself included...)
saritabonita saritabonita 7 years
ajajaja i got ONE right. yay me, i guess
redheath redheath 7 years
Woo-hoo! 100% YEAH!
redheath redheath 7 years
Woo-hoo! 100% YEAH!
allthingsgrow allthingsgrow 7 years
I was in 12th grade last year and they didn't teach me ANY of this. But I got half right!
Princess-Peach Princess-Peach 7 years
1/6 :( I'm French ^^
Princess-Peach Princess-Peach 7 years
1/6 :(I'm French ^^
CoralAmber CoralAmber 7 years
I never learned any of this in school either, but it should be required!
hotstuff hotstuff 7 years
Yeah, my opinion is since when did they start teaching this in school? I think they should but they tend to leave out the important everyday successful life strategies in school.
javsmav javsmav 7 years
6/6. I know these answers now, but I don't think I knew them in 12th grade.
liciababe liciababe 7 years
i have never been taught any of this esp not in school, i don't know that i agree with the stock question, my grandmother put money into the market for me since i was born for college and at one point i would have come out really good but by the time i went to college (a few years ago) it was slightly better than comming out even
poizenisxkandee poizenisxkandee 7 years
well i am a 12th grader; and did better than average; though i still missed 2.
TidalWave TidalWave 7 years
lol 1/6. no wonder i'm broke
TidalWave TidalWave 7 years
lol 1/6. no wonder i'm broke
cubadog cubadog 7 years
Yes, Sammi that is a very good excuse!
Sammi_784 Sammi_784 7 years
hmm... 3/6 i'm from the uk, is that a good excuse? ^_^
Sammi_784 Sammi_784 7 years
hmm... 3/6i'm from the uk, is that a good excuse?^_^
tiff58 tiff58 7 years
5/6...I changed my answer on the one that I got wrong from the right answer to the wrong answer.
Wyn Wyn 7 years
5/6 and I'm Canadian
Wyn Wyn 7 years
5/6 and I'm Canadian
hkdkat hkdkat 7 years
4/6 not too bad!
hkdkat hkdkat 7 years
4/6 not too bad!
brookrene brookrene 7 years
I was never taught ANY of this in 12th grade. So i say I am smarter than a 12th grader even though i missed a few. ;)
Latest Career & Money
X