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Fun Money Accounts For Couples

Savvy Community: Got Advice on Fun Money Accounts?

This question was shared by birdsflyinghigh in the Savvy Q and A group.

My husband and I have had separate accounts since we got married and each month we both contribute some amount from our paychecks for group expenses like rent, bills, and food but the rest of the money stays in our perspective bank accounts as fun money and savings. We both save quite bit but since we have some wiggle room with our fun money, I think maybe we could save even more. We were thinking we might be even more fiscally responsible with our money in one account and then allocate some fun money to our individual accounts. Wondering if anyone has used this budget method and did it work for you as individual or couple?

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Lenay Lenay 5 years
You seem to have a really good system worked out. I don't have a husband, just a roommate. I make considerably more than my roommate. So I tend to pay more of our living expenses. That part doesn't bother me. The thing is, we have alternating paydays, and when I get paid I share the left over "fun money" with my roommate. But he doesn't always reciprocate when he gets money.
heatherhas heatherhas 5 years
Thats actually how my husband and I do it. It works out really well. Our paychecks are deposited into the "main" account, and we each have the same amount of "fun money" that we transfer on a bi-monthly schedule. The key to this working is communication, just like with any other budget.
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