If you're not getting a big tax refund this year, it can actually be a good thing. A tax refund is basically the money you paid the government that you didn't have to, which could have been more money added to your savings stash and earning interest. When the government holds onto your peeps . . . er, money, you won't be earning interest on it. Make sure you're withholding the right amount, and check out the IRS withholding calculator to help you arrive at the ideal number. If that concept still confuses you, watch the Washington Post video below, and let Peeps do all the explaining.