Most of us have consistent spending patterns. We dish out more dough at the beginning of the month when our rent, mortgages, loans and utilities are due, and have a bit more play money after payday mid month. It's a cycle retailers are hip to — in fact, marketing teams push particular deals based on broad spending trends.
About 61 percent of SavvySugar readers say the recession has them staying in and spending less, but that doesn't mean all our habits are drastically different. I tend to keep my spending and eating out to a minimum during the week (largely because I am busy), which means most of my withdrawals occur on Friday and Saturday. When do you open your wallet most?