Insurance is available for most things that are valuable to us like health, homes, and vehicles, and it makes sense that you may consider protecting your jewelry. You can purchase additional insurance for jewelry as a rider through your current provider or through an insurer recommended to you by the appraiser. After your jewelry has been appraised you simply select the type, or how much coverage, you'd like for it.
Engagement rings and precious family heirlooms are often insured by their owners because of the sentimental and monetary value — and, as the Savvy bride will tell you, for good reason. Do you own any jewelry that's insured?