There are some parts of our financial lives that require more attention than others — saving for college or buying a home are two areas that can be a bit overwhelming to think about, not to mention begin tackling these goals. A financial plan can help you overcome this anxiety and Real Simple names needing one as the sixth worry in its March issue feature. To read their recommendations for developing a financial plan just
- Write down the names of three people you know and admire who are diligent about money: Ask them how they plan their finances and collect their practical advice. Apply the tips that make sense for your situation to your unique plan.
- Do some reading: Between books and blogs, there's a wealth of information out there. The magazine names Beth Kobliner's
as a good resource for people in their 20s and 30s.
- Find a planner: Ask friends and family for any references and find a fee-only financial planner. You could also use the National Association of Personal Financial Advisers website or the site run by the Garret Planning Network — look for the letters CFP (certified financial planner) following the adviser's name.