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The Only Website to Get Your Credit Report

Don't Get Ripped Off When Checking Your Credit Report


Contrary to what FreeCreditReport.com wants you to believe, there's only one website that provides truly free credit reports and it's not that one. If you're looking to pull your three free credit reports, one from each of the national credit bureaus, the only website you should use is AnnualCreditReport.com.

The site that you've surely seen advertised, FreeCreditReport.com, requires that you enter your credit card information and agree to a monthly plan of free credit reports — except it seems they're often not actually free. The option to opt-out of enrollment isn't made clear, and the $15 per month cost of their services are applied to the card number that you provided.

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