- TidalWave advises: Track your spending for a month or two before creating a budget. This will stop you from making unrealistic budget estimates.
- Zigggy says: Stay out of malls, that way you won't see an item that you just "have" to have. Impulse buys are the worst budget busters.
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- cheekyredhead suggests: After setting a budget, take only that amount of cash with you into the grocery store . . . no credit card/atm card. Seriously. It really put a stop to my impulse buying, made me stick to my list, and if I chose to buy something not on my list — I had to put something back.
- Spectra notes: I have a grocery list that I pretty much stick to every week so I'm not tempted to just randomly buy things. Another tip: get a Netflix membership instead of going to movies at the theater and go to the library instead of browsing bookstores.
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