Skip Nav
Gift Guide
100+ of the Best DIY Gifts Ever
Holiday Living
This Japanese Method of Gift Wrapping Will Take You 15 Seconds — No Joke!
10 Travel Destinations That Will Dominate in 2017

Timing the Market

Retirement Account Focus, Part III

Many of you have been asking about whether or not now is a good time to invest because the market hasn't exactly been steady. It's understandable that you're protective of your hard-earned money and don't want to see your account dip because of a down market, but that's not what you should focus on when thinking about your retirement investments especially. I have an opinion of market timing that not everyone shares, but it's one that has worked for some serious professional investors. To see what it is just

Timing the market is one way that people get their emotions mixed up with their investments, and emotional investing is risky in itself. Rash decisions can be made when you're trying to protect not only your nest egg but your ego.

Because you're investing for the long term, your account is going to have time to ride out the market cycle — which you can't control. In fact, at the Berkshire Hathaway Annual Meeting With Shareholders on May 1, 2005, Warren Buffet admitted that he and the vice president of the company agree on their market sense: "We spend no time talking about what the stock market is going to do, because we don't know."

So, moral of the story? Don't try and time the market because there's just no point. Maybe it is time for you to look into a Roth IRA.


Around The Web
Join The Conversation
freegracefrom freegracefrom 8 years
Yeah, I've been trying to not look at my 401K investments lately. It's depressing... I'm losing money right now! Trying to hold out for the long term.
SussLW SussLW 8 years
Think of it like buying investments on sale. You get more shares for your money.
SkinnyMarie SkinnyMarie 8 years
agreed. Plus when you buy when the market is down, where else can it go? Up! Over 25 years I doubt anyone is going to lose any invested money.
Are You Still Contributing to Retirement Savings?
Have You Started Saving For Retirement?
What Should I Look For in a Bank to Hold My Brokerage Account
Weekend Box Office Results 2008-03-31 08:15:05
IRAs For Stay-at-Home Spouses
Don't Cave in to Your Spending Urges
How Much Should You Save For Retirement?

POPSUGAR, the #1 independent media and technology company for women. Where more than 75 million women go for original, inspirational content that feeds their passions and interests.

From Our Partners
Latest Afforable DIY & Organization
All the Latest From Ryan Reynolds