This anonymous poster in our Savvy Confessions group wants help on building an emergency fund. Chime in with your thoughts below.
I just graduated college and have started at my first job. I am really lucky and I love the job. I make decent money and wanted to start some budgeting before I start blowing every paycheck like I see all of my friends are doing. I am torn between paying more toward my student loan and small car payment or build an emergency fund. With the economy in the state it is in I want to try to prepare for anything. I don't want to rely on my parents since I am out on my own. So how should I start to save a little each month and pay a little more on my loan and car? Or pay the minimum on each and save up an emergency fund faster? And any tips about where I should keep the money for an emergency fund, I know myself and I might be tempted to spend it if it is just in my checking.
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