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What Goes In to a Credit Score?

How Money Are You: What Do You Know About Credit Scores?

Credit scores are what lenders use to determine the creditworthiness of consumers looking to borrow money. Your score should be on your radar so you can be aware of any issues that have hurt your score and you can begin taking the steps to improve it.

The higher your score, the better interest rates will be offered to you by creditors. What else do you know about credit scores?


How Money Are You: What Do You Know About Credit Scores?

What is the highest possible credit score?

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SugarKat SugarKat 8 years
Woohoo. I only missed the lowest question. Glad I don't have to worry about that!
Renees3 Renees3 8 years
100% I guess this housebuying process has helped me learn some. I'm still working on it, but I've raised it quite a bit in the last year so I'm on the right track
ilanac13 ilanac13 8 years
i guess i need to learn just a bit more. i do know the things that change it and what won't change it - so that's a good thing at least. it's just the numbers that i never remember. i know what my number is and i know kind of where it is on the scale but i guess i should pay more attention huh?
bellaressa bellaressa 8 years
Darn, I misread the last question. grrr
chatondeneige chatondeneige 8 years
I have a question about the last question, though - what about communal property states? I know that my parents' credit is the same for both... So if I were to marry someone with great credit, wouldn't it help my credit (and hurt his)?
thelorax thelorax 8 years
100% baby! Buying a house taught me SO MUCH about the financial world I never knew before.
melizzle melizzle 8 years
Good credit has been my golden ticket.
chatondeneige chatondeneige 8 years
I got a 100%? That's unbelievable! :D If only I could translate this into great credit....
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