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Which States Require Personal Finance in High School

News Flash: Educating Teens About Money

Financial literacy classes in high schools have been gaining popularity. Next week, Tennessee is expected to join the growing list of states requiring high school students to study personal finance. The seven states already participating in the important trend are Georgia, Idaho, Illinois, Louisiana, Missouri, South Dakota, and Utah.


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chancleta chancleta 8 years
good call
Asia84 Asia84 8 years
my parents wanted me to focus on school, so i didn't have to work during HS. but i was far from spoiled. i must admit, i'll spend his money in a heart beat(although i am financially independent from my parents now, and i don't ask them for money). but i am very cautious with my money. i think i like the idea of NOT HAVING TO ask for money from ANYONE. i'm comfortable, and i buy whatever i want, when i want. and it's all on MY money. . .not my dad's or a credit card.
Asia84 Asia84 8 years
when i was a teen, my lesson in money was when i would charge more on the credit card when i was suppose to, or talk too many minutes on my cell phone and my dad confinscate it. i learned quick to manage my money; not buy everyone something at the mall and spend only what i was allowed. to cut my phone conversations short and use my cell only when necessary. now, you couldn't get me to charge my credit card or to talk on my cell phone for anything besides business. i think it's about how financially chic the parent is. my dad pays his bills ahead of time, and he doesn't buy things for the sake of it. most ppl in america are in debt, so what can they teach their children?? i guess it's time once again for America to let the schools raise their children.
poizenisxkandee poizenisxkandee 8 years
definitely an excellent idea. my dad and i both complain about there being a lack of awareness and knowledge of personal finance in teens. My father started educating me and saving very young for me, I've got a lot of money in a roth ira now; and if i continue to put money aside every year for it; i'll have somewhere around a million when i hit 40. if everyone knew what a roth ira was or how finance worked; there would be a lot less debt for people getting out of school. well, maybe not less debt; but a lot less stress and overwhelming.
ccsugar ccsugar 8 years
That's a great idea! I wish my high school required this.
PeachyKeen19 PeachyKeen19 8 years
Depending on the school district, we have been doing this in MA for a few years now. * quite a few years...I think at least 10 yrs + or something....
veronicaraye veronicaraye 8 years
California needs more!!
PeachyKeen19 PeachyKeen19 8 years
Depending on the school district, we have been doing this in MA for a few years now. Sometimes it seemed that our high school was way too business oriented (they put a lot of money into anything finance or business oriented - almost corporate related) but neglected the arts program. That still is a pet peeve of mine, even so, I did want to take at least one of the finance courses they were offering and by the time I was a senior I took an investment class. We covered a lot of the things you want to know, things like Roth IRAs, opening accounts, how to choose a bank and then, of course, the stock market and so on. I wished I had taken the accounting course that was offered too but I didn't get enough time too. As long as the states/school districts develope a good curriculum it should be nothing but beneficial for the students.
JaimeLeah526 JaimeLeah526 8 years
That is an amazing idea. I wish that we had that hear, it would have been a fun class too. It's such a great idea!
Purple-Damsel02 Purple-Damsel02 8 years
Oh, LaLa, I AGREE! My mom has to do my taxes... I don't understand JACK. She's tried explaing it to me a few times... It's just a lost cause. She's in HR, though, so I'll let her do it for a few more years!
Purple-Damsel02 Purple-Damsel02 8 years
I wish I would have taken a class on finance in HS. Now I'm on my own, after my parents willingly paid for my gas and clothes during HS. The truck was paid off, and my cell phone was on the "family plan". I wish they would have given me more responsibility, and my mom agrees now. It's hard managing money when all you want to do is purchase clothes and go out all the time! :)
LaLaLaurie06 LaLaLaurie06 8 years
Too bad that when I was going to school in Missouri they didn't offer a class on finances. I think it would really have been helpful! Then I would know how to do my taxes!
meumitsuki meumitsuki 8 years
Its a great idea, and parents should also help teach proper spending values (although it can be hard when children see their parents running out buying everything and anything). This would have helped so many of my friends who got caught in the credit trap in college.
erratic-assassin erratic-assassin 8 years
FINALLY! bring it to CA schools! bratty kids dont know how to manage or value money in Orange County!!!
imLissy imLissy 8 years
I so wish we had something like that in HS. Would have been a lot more helpful than most of the classes I took.
SkinnyMarie SkinnyMarie 8 years
Thats a good idea. We had to take economics in high school. I didn't understand any of it because I wasn't interested. So I nearly failed. I think if they made us take accounting instead, we would have been better. They did offer AP Accounting, but only for the "smart people"
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