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Is Your Money Held By a Bank or a Credit Union?

Is Your Money Held by a Bank or a Credit Union?


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aimeeb aimeeb 7 years
MrsRachel MrsRachel 7 years
CU--although I wish I worked nearer to it. My husband works near it, but I handle the finances, so sometimes there is tension if he misplaces a deposit or withdrawal slip.
wackdoodle wackdoodle 7 years
I use a bank - an internet based bank (ING) as my main account now. Charges zero fees and the savings account pays great interest regardless of balance. I've never found a credit union that has branches all over west coast that enables me to find a branch where I am.
myystque myystque 7 years
I have an account with a credit union because they don't charge a lot of fees and I have an account with an online bank that gives me a good interest rate on my savings.
GlowingMoon GlowingMoon 7 years
Spectra Spectra 7 years
Both...I have a checking account at a bank because it's more convenient, but we have an account at the credit union to pay our mortgage directly.
colleen-stg colleen-stg 7 years
Both. But I'm trying to move everything to the credit union. Better service, more secure.
erinflower erinflower 7 years
Bank, but its USAA and I wouldn't bank through anyone else.
starangel82 starangel82 7 years
Both. I like the CU, but I need a bank for easy access.
supercoolnat supercoolnat 7 years
Both - credit union for great rates and the convenience, and also an online bank for its good CD and savings rates. Since rates and both places are variable, I can move my money to whichever will give me the best return.
SDTransplant SDTransplant 7 years
Most of money resides with a credit union that unfortunately doesn't have ATMs near where I live, but I keep some in a local bank for easy access.
stephley stephley 7 years
I agree with MV, but I do have a bank account near my office for convenience.
Modus-Vivendi Modus-Vivendi 7 years
Credit Union for sure! It's the only way to go.
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