POPSUGAR Smart-living Poll Is Your Money Held By a Bank or a Credit Union? Is Your Money Held by a Bank or a Credit Union? by Smart Living 4/21/09 0 Shares Like us on Facebook Source Read More Credit UnionYour Two CentsSavvy PollBankingPoll Get inspired with our daily newsletter Tech Love and Sex Vegetarian Food DIY Home Sign up with By signing up, I agree to the Terms and to receive emails from POPSUGAR. aimeeb 6 years Bank. MrsRachel 6 years CU--although I wish I worked nearer to it. My husband works near it, but I handle the finances, so sometimes there is tension if he misplaces a deposit or withdrawal slip. wackdoodle 6 years I use a bank - an internet based bank (ING) as my main account now. Charges zero fees and the savings account pays great interest regardless of balance. I've never found a credit union that has branches all over west coast that enables me to find a branch where I am. myystque 6 years I have an account with a credit union because they don't charge a lot of fees and I have an account with an online bank that gives me a good interest rate on my savings. GlowingMoon 6 years Both. Spectra 6 years Both...I have a checking account at a bank because it's more convenient, but we have an account at the credit union to pay our mortgage directly. colleen-stg 6 years Both. But I'm trying to move everything to the credit union. Better service, more secure. erinflower 6 years Bank, but its USAA and I wouldn't bank through anyone else. starangel82 6 years Both. I like the CU, but I need a bank for easy access. supercoolnat 6 years Both - credit union for great rates and the convenience, and also an online bank for its good CD and savings rates. Since rates and both places are variable, I can move my money to whichever will give me the best return. SDTransplant 6 years Most of money resides with a credit union that unfortunately doesn't have ATMs near where I live, but I keep some in a local bank for easy access. stephley 6 years I agree with MV, but I do have a bank account near my office for convenience. Modus-Vivendi 6 years Credit Union for sure! It's the only way to go.