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Your Two Cents: What Does It Mean to Be in Your 20s?

Lately, there's been a lot of buzz about Gen Y. Our parents are Boomers, and there are so many of them; it's only natural there are so many of us. We most likely share social views with our parents, but the issues we deal with in the workplace and with our finances are different than when our parents were in their 20s. As with any generation, there are some stereotypes that we embrace (we're tech smart!) and some we could do without. Bankrate produced an article called "Surviving 2008 as a 20-something," which has some good tips for approaching the new year. It also generalized our age group with these four points:

  1. Who you are: 20-somethings with college loans that rival the National Debt — or the contents of Kimora Lee Simmons' jewelry box.
  2. What you want: A little fun while you zoom your way to the top — that's why you change jobs so often.
  3. How you're making it: Roommates, a little help from the parents, lots of credit cards. But even if you rent your place, your priorities remain on technology's edge: Your pocket holds the latest cell phone.
  4. You think retirement is: B-O-R-I-N-G. Only old people go there.

While there's truth in the points that we frequently change jobs (not necessarily a bad thing) and carry too much debt, I think the other ones are slightly insulting to our savvy. What do you think?


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