Nobody said you had to do this on your own. Find your starting ground by asking for help from people that know a thing or two about personal finance. Reach out to anyone in your support system or speak to a professional about how to approach your situation. Your lack of independence might be something other than not knowing how to deal with money — you might have other connected issues that deserve attention so you'll have better success at cutting the cord from that person, credit card company, paycheck-to-paycheck lifestyle that you're trying to shed.
Do this: Ask for help from your online buddies. Post anything in our SavvySugar community groups and readers and I will do our best to answer your pressing questions.