146 Useful Things Everyone Needs to Know to Survive Life
13 of 14
How to create a budget
: Spend 50 to 60 percent of take-home pay on fixed expenses like rent.
Pay off debt
: The first step is to stop acquiring new debt.
Raise credit score
: Check your credit report for mistakes.
: Leave your social security card at home.
Invest your money
: Make sure you have the basics covered like saving for retirement and paying off debt before you explore other investing options.
: Figure out if you even need to file taxes to begin with.
How much to tip
: The average tipper gives 17 to 20 percent gratuity in restaurants.
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