In this economy, little treats, like my weekly gossip mag and a latte are my no-fail pick-me-ups, even when I can't afford the new handbag I really want. Still, living on a budget doesn't mean splurges have to be totally out-of-the-question. In fact, even finance experts, Ori Schnaps, co-founder and manager of Thrive, and Aaron Patzer, founder of Mint.com, wouldn't recommend not shopping at all. Read more