We're thrilled to present this smart Kiplinger story here on Savvy! Political theater over whether or not to extend the 2% payroll tax holiday has overshadowed the fact that most workers can do more to reduce the amount of tax withheld from their paychecks than anything cooked up in Washington. The power-to-the-people ploy? Using a W-4 form to put an end to overwithholding from your paychecks. Read more

We're thrilled to present this smart LearnVest story here on Savvy! We all have our demons. Some just lurk under the bed, but others bare their teeth as we go about our day — say, every time we pull out our wallet. Financial demons are particularly vicious because their effects aren’t confined to the pages of our journal or emails to our best friend. Our finances permeate just about every Read more

We're thrilled to present this smart Business Insider story here on Savvy! It's no big secret that millennials are scared silly at the thought of investing in the stock market. With employment still sputtering along and home ownership little more than a pipe dream, the so-called graduates of the recession are mainly focused on finding a job and investing in what they need to get by. "We look at Read more

The following is a guest post by Kimberly Palmer, creator of The 2012 Money Planner and author of Generation Earn, available on Etsy. She is also the personal finance columnist at US News & World Report. Take it away, Kimberly! The new year means a fresh slate—and new money goals for 2012. Whether publicly on a website such as 43things.com or privately in our own heads, many of us are Read more

The following is a guest post by Kimberly Palmer, creator of The 2012 Money Planner and author of Generation Earn, available on Etsy. She is also the personal finance columnist at US News & World Report. Take it away, Kimberly! Ready to rev up your earning engine in 2012? It’s not too early to start planning some big moves, whether you want to launch a side business, start freelancing, or Read more

Editor's Note: The following is a guest post by Kimberly Palmer, the author of Generation Earn and creator of The 2012 Money Planner, available on Etsy. She is also the personal finance columnist at US News & World Report. Take it away, Kimberly! I’ve always been a sucker for self-improvement books, which is why I almost always have a huge stack next to my bed. So many of them seem to Read more

We're thrilled to present this smart Kiplinger story here on Savvy! I recently asked my twentysomething friends what they'd like to know about getting health insurance. The most common response? "Everything." Evidently, and understandably, those of us navigating the maze of health insurance for the first time are less than clear on the ins and outs. Plus, paying for health insurance coverage can Read more

We're thrilled to present this smart LearnVest story here on Savvy! Apparently some things don’t improve with age. According to a study by Payscale.com, women tend to top out their compensation at age 37, while men keep getting raises until age 45. Even more infuriating, while men’s salaries in the study rose to an average of $95,000, women’s plateaued at just $61,000. The good-ish news? Read more

We're thrilled to present this smart LearnVest story here on Savvy! You’re busy. We’re busy. And we’ve all got stuff to do. It’s that feeling that gets to us: The longer we put something off, the more we continue to put it off. And those small tasks that will help our financial lives can sometimes be the ones that we put off the most. The key is to keep moving, and pick the low-hanging Read more

It's important to start teaching your kids good money habits early on; it creates the framework and builds the foundation for future behaviors. It will start them down the right path to learning self discipline and the importance of being financially independent. I found this great tip from a US News interview with Danny Kofke, a special-ed teacher who is raising a family on $40,000 a year and Read more