It's hard to believe that we're halfway through November already, but it's true. Not only is it time to start thinking about your guest list for Thanksgiving dinner, but also your Black Friday shopping list. Get a head start on your planning by checking out these Black Friday ads that are already posted online for your browsing pleasure. Amazon Motorola phones will be on sale for just a penny. Read more

The following is a guest post by Kimberly Palmer, the author of Generation Earn and creator of The Baby Planner: A Step-by-Step Guide to Getting Ready For Baby, Without Going Broke!, available on Etsy. She is also the personal finance columnist at US News & World Report. Take it away, Kimberly! As a relatively frugal person, I’m usually happy to accept hand-me-downs from friends. Got a Read more