After a year of weekend getaways, alfresco dining, and buying a Kindle just because it can be read on the beach, it's time to get the finances in check. As the thrill of the shopping season winds down, sign up for some money management with these free websites that offer daily budgeting, group payments, and credit-use tracking.
- Mint — The leader of financial management sites, Mint charts every expense, transaction, and asset with easy-to-read charts, budget progress, and weekly financial summaries.
- LearnVest — Similar to Mint, LearnVest presents financial planning from a woman's point of view. Beyond budget and finance tracking, the site provides editorial content such as money tips and the option to connect with in-house financial experts.
- Creditable — Visualizing a goal can sometimes be all the push that's needed to make it to the finish line. Creditable creates a debt-payoff plan and tracks the progress with each log in. For those wary of Internet security: the site does not require users to provide any bank numbers.
- WePay — Multipurpose WePay lets users collect payments for small businesses and donations for charitable organizations or fund-raisers. Its most convenient use may be to effortlessly combine funds from friends to pay for a group vacation, rent, or a bachelorette party.
- SmartyPig — A savings account with a twist. Funds added to a SmartyPig account are actually deposited with its FDIC-insured banking partner BBVA Compass. With a minimum savings of $250, SmartyPig provides the platform to monitor a savings goal and to invite others to contribute to a final tally via Twitter and Facebook. Once a goal is reached, transfer the amount back to a checking account or redeem it with a partner store's gift card.
What other websites do you use to keep finances in order?