Skip Nav
Career
6 Ways You Can Get Your Coworkers to Like You
Christy Turlington
Christy Turlington Burns Is Here to Make Childbirth Safe For Every Mother, Everywhere
Power Your Happy Q & A
Lauren Bush Lauren Reminds Us Our "Perfect Plan" Can Change

Common Credit Card Questions Answered

12 Common Credit Card Questions Answered

Credit cards can be your best financial friend and your worst enemy. No matter how organized you are, staying within your limit, finding a card with a fair interest rate, and making payments is a monthly challenge. I get questions every day from readers about how to manage and navigate offers and keep your credit score sky-high. Here's a selection of my advice.


When Should I Cancel My Credit Card?

Can an Authorized Signer Affect My Credit Rating?

How Long Will Bad Debt Stay on My Credit Report?

Should I Keep a High Limit Credit Card I Don't Want?

What to Say When Asking For a Lower Interest Rate

Savings Tricks to Pay Off Debt

What Happens If My Husband Has Bad Credit, or No Credit at All?

How Do I Know If a Collections Agency Is Real?

Should I Cancel Idle Credit Cards?

Why Was My Credit Card Application Denied? Part I

Why Was My Credit Card Application Denied? Part II

Do I Really Need to Know My Credit Score?

Got a question? Share it with me in the Ask Savvy group.

How to Travel With Credit Card Points
How Bad Is It to Cancel a Credit Card?
Accidental Credit Card Fraud
Tips For Getting a Better Credit Score
From Our Partners
Latest Career & Finance
All the Latest From Ryan Reynolds