Skip Nav
Employees Say This Company's Perks Save Them "Countless Hours"
Namaste Your Money: 5 Spiritual Practices That Can Help With Your Finances
6 Ways to Make the Absolute Most of Your Summer Internship

Do You Have Any Store-Specific Credit Cards?

Join The Conversation
sorrowja sorrowja 9 years
I have a khols card with a $0 bal. that I used to purchase items 2 years in adavance for a home we justed moved into about 2 moths ago. My husband have a macy's card that I used but it also has a $0 thats it. We just keep them open to show line of credit and the macy's one is great they have great sales every now and then.
haydee haydee 9 years
I have Old Navy and Macys. I also have VS but never used it at all
Captious Captious 9 years
@Melo D Yes it is good to have a couple credit cards open even if you don't use them. One thing that counts in looking at your credit is the length of your relationships w/ your creditors. So unless you can't keep from using them or have messed them up don't close out your oldest cards.
Captious Captious 9 years
Someday when I have a "real" job and can afford to feed my J. Crew cravings that'll happen. Until then I just use my debit card. (I earn airline miles!)
lenepocket lenepocket 9 years
I have a VS, JCPenny's and a Bon-Ton. I want more though! lol
missjh missjh 9 years
you have no idea how many times i've been asked at banana republic, j.crew, victoria's secret, etc. if i wanted to open a credit card to save money. i always say no. i don't trust myself with a credit card lol. the only cards i have is a bank of america debit card and a credit card that my parents pay for, which i use for necessities like gas, groceries, and bills.
shepptacular shepptacular 9 years
Victoria Secret Bebe Ikea Nordstrom
daisymay81 daisymay81 9 years
I have a white angel card!
krissaelle krissaelle 9 years
Ann Taylor and Kohls (with zero balances on both) and a Best Buy card.
juju4 juju4 9 years
Lately my biggest pet peeve when I am shopping is when the sales folks are so pushy with the store credit cards. "Are you SURE? You can save 10%!". It isn't just a coupon...a credit card request is going to go onto my credit report, and that card will be there whether I ever use it again or not. In my younger years I had quite a few store cards, and I've paid them all off, but it still bothers me to see all those cards in my credit history.
amynick3 amynick3 9 years
Like many of you, I have a VS card too. I love it! They send me great coupons and offers - I recently ordered a new Biofit, matching undies, two pairs of jeans, three turtleneck sweaters, and a nice work shirt all under $125 (including shipping!). I pay back the balance in full and never keep a revolving balance.
bengalspice bengalspice 9 years
bluebird bluebird 9 years
The only credit cards I'm willing to have right now are store-specific! Mine are for American Eagle and HP. I used to have an Abercrombie and Fitch card, but I went through a long period of not liking anything they came out with and canceled it.
nslods nslods 9 years
I have VS. I used to have Macy's and New York and Company, but those have since been closed and cut up.
Martini-Rossi Martini-Rossi 9 years
I have a gap (which means Banana Republic and Old Navy Card) and Victoria's Secret. Ive been so good with paying my debt that they keep increasing my spending limit!!!
mlen mlen 9 years
i have Bloomies, Neiman's, Banana, J Crew, and VS. Neiman's is necessary cause they only accept their own card or Amex and i don't have Amex. I used to shop at Banana and Crew all the time, so those cards used to be helpful because they gave coupons and gift cards when i spent enough. I don't really use them anymore. VS i rarely use but they still send me coupons for free underwear, so that is nice lol. and Bloomie's i haven't used in a while, but they send coupons too so i keep them. I've actually been really good for the past 6 months or so about only using my Visas. (yea i have 3 of those lol)
soulight soulight 9 years
Nope I've considered it, but right now I don't think the rewards outweigh the possible risk, like that whole tj maxx fiasco. When you put your identity out there too much I worry that it may come back to bite me.
Liss1 Liss1 9 years
I have a VS and Sears card. The VS is paid off and the Sears i feel will never be paid off. The interest rate is sooo high, I am going to have to start paiying any extra money i have towards it.
Le-Luxe Le-Luxe 9 years
I have a Gap Card but thats it. And even that is dangerous!
millarci millarci 9 years
The only VS store credit card I own. I rarely use it. I don't like store credit cards. The only one I considered getting was maybe a Target one because I shop there so much. LOL!
JenBrett JenBrett 9 years
just about got em all!
graduatedsqueaks graduatedsqueaks 9 years
I've got a Gap card. It's the one store where I consistently find clothes that fit me and look professional enough for me. So yes, it's another card to handle, but I like getting the deals...though I know all sorts of arguments for NOT having store cards.
SDTransplant SDTransplant 9 years
I've got a Macy*s card that I haven't used in ages and a Gap card I use frequently.
nv27 nv27 9 years
I dont have any store specific cards. I have one Amex and one Visa, they seem to cover all the bases.
Tishls Tishls 9 years
I have a Macy's, Best Buy and Home Depot. A girls' gotta have all her bases covered!
Costco Gift Registry
Target Facts
Apple Store Employee Secrets Revealed
How to Grocery Shop at Costco For One Person
From Our Partners
Latest Career & Finance
All the Latest From Ryan Reynolds