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Do You Know More About Money Than a 12th Grader?

Every two years, the Jump$tart Coalition for Personal Financial Literacy tests 12th graders' money knowledge, and the most recent round of tests produced an average score of 48.3 percent. The coalition shared sample questions in its formal report of the 2008 survey, and I've selected some to share with you. Do you know more than a 12th grader? Take the quiz!

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Do You Know More About Money Than a 12th Grader?

If you went to college and earned a four year degree, how much more money could you expect to earn than if you only had a high school diploma?

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Alithyra Alithyra 8 years
I'm surprised a fixed-rate mortgage is better protection than a CD. Maybe I'm just thinking more in terms of best liquid protection, because what happens if the house can't sell?
bluebird bluebird 8 years
I think question four has the wrong answer... If your money is in a bank account, it is subject to interest rate fluctuations. If you've invested in bonds, you are for certain going to get the money you invested back PLUS payments, and can often get more money back than you invested if you purchase at a discount. All corporations will buy their bonds back, it just depends on when they're callable.
mehollowell mehollowell 8 years
haha 4/8...
kscincotta kscincotta 8 years
Wow, I expected to do terrible and I got 7/8. I know more than I thought I did!
jb3 jb3 8 years
1 hundo! Take that 12th graders.
mondaymoos mondaymoos 8 years
Lol! Ironically, I work for a tax accountant and I got the income tax question wrong. There are sooo many other factors than just how much money you're making to consider, though.
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