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Does Your Bank Charge For Using Non-Affiliated ATMs?

A piece of my heart belongs to my bank: It reimburses me monthly for any transaction fees incurred from using other banks' ATMs. Other banks are not as customer friendly in this regard; is yours one of them?


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ispyemo ispyemo 8 years
my bank reimburses me but its an effort to do so. i have to collect them and save the receipts from said atms. fill out a form bring it in by a certain date then they will credit the fees on to my account a few days later.i dont go to atm but maybe 3 times a month. it isnt worth the hassle to get credited to my account. atm is convenience. you pay for it being convenient.
Captious Captious 8 years
It doesn't matter that mine does though. I pay for almost everything w/ my debit card that earns me frequent flier miles. I carry a small amount of cash just in case that I replace as needed when I deposit my checks.
LilGlamDiva LilGlamDiva 8 years
I used to have to pay to use the ATM at school, and when I travel, the fees can be up to $3 I think it's ridiculous
soulight soulight 8 years
I have 2 checking accounts one is with a credit union which reinburses ATM fees by depositing into my savings account (which is a sneaky way to get me to save money!). My other account is with the bank I work at and they don't refund ATM fees.
Martini-Rossi Martini-Rossi 8 years
I have bank of america and they charge $3!!! but Im not switching banks anytime soon.
uptown_girl uptown_girl 8 years
Mine does, but I only use a non-affiliated ATM like 1x or 2x a year. I hardly use ATMS anyway. Long story, but my nearest bank branch is 3 hours away. I'm still using my small-town hometown bank. If I need cash I just get cash back at when I am purchasing groceries. Or, like a previous poster, I'll buy a pack of gum or a magazine & get cash back. If I am spending $2.50 why waste it???
klreynol klreynol 8 years
Yep - Wells Fargo charges $2.50 for using a non Wells ATM, and usually the ATM itself charges $1 to $3 for using it!! Generally, I don't take out money from ATMs if I can help it - it's no good paying up to $5.50 to take out a $20!
bigestivediscuit bigestivediscuit 8 years
In the US, yes - but in the UK, I can use any ATM I want. It's great.
heidi-girl heidi-girl 8 years
i have a love hate relationship with my bank. i love the fact that there is ATM's EVERYWHERE, but i'm going to have to agree with my fellow Bank of America users..their horrible.
jennjennnbubba jennjennnbubba 8 years
I use a local bank and they used to charge but probably about a year ago they started crediting for up to 10 non-affiliated atms which I totally love!
javsmav javsmav 8 years
I also have Bank of America and agree that they are evil. But all banks are evil--that's how they make money. There's no point in changing. Besides, if there's not a BOA around (like where my parents live--no BOA in Alabama), then I just buy a pack of gum at the CVS and get cash back. $1 for something I can actually enjoy is better than $4 in fees from the 2 banks involved in an atm transaction.
tee0206 tee0206 8 years
My bank reimburses me for ATM charges!
stormykat stormykat 8 years
We have Bank of America and they are just EVIL! They charge us for everything!
valancyjane valancyjane 8 years
The day they let you get cash back when you made purchases at drug stores, grocery stores, etc., was one of the best days of my life. I detest ATM fees and avoid them whenever possible. Now when I need cash I just buy something I will need anyway and get the cash. This is particularly good now that I travel for work and I'm not always near a B of A ATM.
faerymagick15 faerymagick15 8 years
My bank charges for other ATM's but I have a branch of my bank up the street from me so when I leave the house and know I will need cash I just go there. No big deal. My bank has lots of branches anyway. I don't really ever have a need for using another ATM. I think maybe twice in 5 years I may have done it in an emergency.
LaDolceVita LaDolceVita 8 years
I have BofA and I love it, there are ATM's everywhere and I can just get cash back at most places. I'm not sure why people don't like it as much, I've never had a problem with them. I HATE WaMu, worst customer service EVER!
TidalWave TidalWave 8 years
PNC atm's are fee-free for all!
cubadog cubadog 8 years
I am BofA and just too lazy to change banks. It is such a pain in the butt. There are way too many fee's.
cherrylistic cherrylistic 8 years
WaMu doesn't charge me for using another ATM which is cool but the other bank i guess its in the middle WaMu is becoming more wide spread so i usually just go wherever they are. The Bank i absolutely hate is BofA.
mondaymoos mondaymoos 8 years
My bank doesn't reimburse me, but there's a Bank of America EVERYWHERE so I really don't have to worry about it that much.
WhatTheFrockBlog WhatTheFrockBlog 8 years
My bank is a tiny credit union and used to charge for any other ATM's - which sucked because there is only one branch of my credit union in the city. But last year they struck up a deal with a huge bank here in Philly. Now I can use any one of those bank's ATMs for free (and there's a branch three blocks from my home and two from my office).
psychobabble psychobabble 8 years
My bank pays up to I think $25 in ATM fees per month, for this and many other reasons, I LOVE my bank and will never switch!
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