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How Much to Leave in Checking Accounts

I'm Asking: How Much Do You Leave In Your Checking Account?

I make sure that I leave a certain amount in my checking account, and I try my best to not let it dip below that minimum. We need our checking accounts for liquid cash, which is money we can access immediately. The money in your checking should go towards things like rent and other necessary expenses like bills.

Everyone needs to keep a certain cushion in their accounts to prevent the risk of overdraft charges, so I'm asking, how much do you like to leave in your checking account every month?

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Join The Conversation
Advah Advah 6 years
I don't work with how much I leave but how much I start with: the day I get paid I leave $1600 and transfer everything over that to a savings account, then another $260 into my savings again. Then I transfer rent and bills, and whatever is left in the account has to last me until the end of the month (no credit card). I have a budget so I know how much I spend; then when I get paid I transfer all the rest again into my savings.
gumdrops334 gumdrops334 6 years
I almost always use my debit card so I freak out if it reaches below $1000
Baconlover Baconlover 6 years
I just keep a few hundred in my checking. I usually use my cc and so I usually keep more in savings.
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