Skip Nav
4 Secrets From a 28-Year-Old Retiree
Career Advice
The Best Way to Get Through the Workday Grind? Laugh More
4 Reasons I'm Glad My Office Has an Open Floorplan

I'm Asking: When Is the Last Time You Used Your Credit Card?

I'm Asking: When Is the Last Time You Used Your Credit Card?

Credit card habits vary from person to person — some people touch their credit cards only a couple times a year to keep them active, others use them more frequently to take advantage of rewards but pay off the balances each month, some only use their cards for large purchases like plane tickets, and others rely on credit cards to cover everyday expenses.

The last time I used my credit card I charged two round-trip tickets to NYC, but was fortunately able to pay off the balance without incurring any interest. What was the last thing you charged to your card? Are you still paying for it?


Join The Conversation
Fatica Fatica 8 years
I use my credit cards for everything except rent. And if I could pay my rent with them, I would. I pay them off in full monthly. My hatred for our consumerist culture along with fear of debt keeps me from spending more than I have.
MelissaIsTheBest MelissaIsTheBest 8 years
My credit score dropped from getting a student loan and selling my home. So I'm trying to use my credit card every month and spend about 30% and pay it off every month. So far, one month down and I'm happy with it. I'll keep you posted as issues arise ;)
aylee aylee 8 years
Today. I charged almost everything to my Discover to my cashback. But I'm careful to only charge as much as I can afford to pay in full at the end of the billing period.
allthingsgrow allthingsgrow 8 years
Last month!
geebers geebers 8 years
I use mine often as I get 5% back on certain things (groceries, gas, restaurants) and 1% back on all other purchases. I receive my rebate check last week actually.
wednesday_adams wednesday_adams 8 years
Last week for symphony tickets.
SDTransplant SDTransplant 8 years
I use my credit card to buy everything so I can quickly accrue rewards points for purchases/payments I'd be making anyway (oh, and for those purchases I make for fun too). I pay off my balance each month so it works out.
ilanac13 ilanac13 8 years
i can't even remember the last time that i used a credit card. i don't consider an AMEX to be a credit card since i think that technically it's a charge card and you HAVE to pay the balance off each month. for me - if i don't have the $$ i don't spend it. i rely on my debit cards for all the purchases that i make
carhornsinapril carhornsinapril 8 years
six weeks ago? something like that. i bought a pair of flat sandals on sale.
Melo-D Melo-D 8 years
I only have one store card and the last time I used that was..... Christmas? Oh wait, I closed another card after I used it and paid it off a few months ago. My check card has the same rewards (well to me better rewards) as a credit card. Plus I just haven't found a major credit card I would be willing to get.
lizs lizs 8 years
This morning for gas - I'm in the same boat as all the other commenters who use the card for points and pay off the balance before charges accrue.
thelorax thelorax 8 years
I make most of my purchases with my credit card, and then pay off the full balance before the bill comes. So...all the time!
melizzle melizzle 8 years
Today. I use it for everything and pay it off each month. Can't beat rewards points and a positive credit history.
supercoolnat supercoolnat 8 years
I use it all the time for everyday expenses - groceries, eating out, gas, etc. Probably the last thing I used it for was a Trader Joes trip on Sunday. Like many people posted above, I use it to accumulate points, and we pay it off every month.
aistea311 aistea311 8 years
I used it on Sunday for Gas. I am trying to avoid touching it for the rest of the month.
lily8206 lily8206 8 years
I use mine for most of my purchases for the rewards... I make sure to pay my cards online about once a week so I'm always right on top of things.
emo_stacer emo_stacer 8 years
Lovely_1 Lovely_1 8 years
I used it about 3 days ago to sign up for Level 2 on my poledancing classes :) :WOOHOO: The only time I use it is for things like that - that I need to purchase online or can't use cash or debit for (like my classes).
mlen mlen 8 years
i use mine on almost a daily basis and just pay it off each month- i get points and such. i just cashed in a bunch for a bunch of gift cards!
j2e1n9 j2e1n9 8 years
Yesterday when I had to unexpectedly pay $400 to have my damn dog's teeth cleaned. Damn that little varmint!
beram1220 beram1220 8 years
I used mine yesterday for a basic purchase but I just found out my car needs some EXPENSIVE work done so I am trying to use my regular bank account for that!
dcfashionista dcfashionista 8 years
I used it last week. I try to use it for emergencies.
bellaressa bellaressa 8 years
Congrats Ski!!!!
skigurl skigurl 8 years
i used it last night to buy dinner for me and my boyfriend..i just got a promotion at work but as a result of financial processes, i won't be getting a paycheque for 4 weeks, so i'm living off my VISA and will pay it when i get my lump sum cheque
RosaDilia RosaDilia 8 years
Used it this weekend while I was in Connecticut. As soon as it I checked my statement online I paid it off. :)
How to Avoid Credit Card Skimmers
Student Loan Debt Cleared Over False Paperwork
How Can I Pay Off Debt?
Best Credit Cards 2017
From Our Partners
Latest Career & Finance
All the Latest From Ryan Reynolds