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Signing the Back of Your Credit Card

Do You Sign the Back of Your Credit Card?

There's plenty of varied logic when it comes to signing the back of credit cards — some cardholders simply provide a signature, some sign but include a note to "See ID" and some write see ID in place of a signature. Your credit card agreement tells you that not singing the card is in violation of that agreement, and VISA's merchant guidelines say that a cardholder with see ID in place of a signature should be asked to sign her card on the spot.

Whatever signing (or not) practices we've adopted, we've made a reasoned choice based on what we believe to be most secure. What has been your card signing habit?


Join The Conversation
Kimpossible Kimpossible 9 years
I've noticed that where we live now they are much better about checking id's than any city we've lived in before and I'm sure there's a reason for that. However, on the rare occasion that they don't ask for my ID, I show it to them anyway and they'll check it then. After being in banking for 12 years I'm always happy to oblige someone who is trying to protect my money, and really that would be the case even if I hadn't been in banking all those years lol.
7kimba7 7kimba7 9 years
I worked retail for years, and I would ALWAYS check signatures. My favorites were the people who wrote "see ID" and then got mad when they didn't have their ID with them and I wouldn't let them use the card. and I also checked signatures... so don't assume that no cashiers out there are looking at your signature and the back of your card, just because some or many don't. Side note: I got chewed out by a regular customer who had just gotten a new credit card because I didn't ask for ID (it said to on the back)... but I knew her. she had been a customer for years and I STILL know her name to this day.
Renees3 Renees3 9 years
I always sign and put See ID. Of course there's always a way to get around it, but I want to make it as difficult as possible for someone to use my cards. and seriously, even if ONE out of 50 merchants checks your ID, at least that's SOMEONE doing it. and that's a chance that they won't be able to use it. So I say protect yourself as much as you can. If you don't, that's on you
vouninou vouninou 9 years
I signed it as I always thought that if I leave it blank and it was stolen the thief only have to sign it himself/herself, making it easier for him/her to copy. But I more and more think that it doesn't make any difference as most merchants do not even check the signature. Now what I did is that I called the bank to set a limit on the card.
eruntale eruntale 9 years
I sign it and put a little sticker on the front.
uptown_girl uptown_girl 9 years
I've honestly never heard of "See ID". But I might do it now (for my one and only credit card).
SkinnyMarie SkinnyMarie 9 years
Why wouldn't you leave it blank? Nothing you put on the back of there prevents theft or unwarranted use of your card.
Segat1 Segat1 9 years
Why would you leave it blank? Are you mad? Some European banks have combine the chip and pin with a photo on the front of the card. Great idea.
Leony Leony 9 years
I had mine blank for years before but now, not anymore because they always ask me to sign the CC if they notice no signature on it.
Schaianne Schaianne 9 years
See ID only ... works very well!
lickety-split lickety-split 9 years
"see id" i certainly don't want anyone that gets ahold of my id to be able to duplicate my signature.
girlgreen girlgreen 9 years
wow, i feel VERY naive because i didn't even know about writing "see ID" on the back of cards. then again, i only have two credit cards. i sign all my cards with my signature. but i think signatures are a horrible and completely outdated way to verify anything. they are so easy to forge, and that's if the cashier even bothers to check! i really wish that they made using credit cards more difficult...i wouldn't mind at all, i would welcome it!
bengalspice bengalspice 9 years
Every retailer I go to asks to see my ID automatically if I use my check card or credit card. I've never felt the need to add "See ID" to my cards.
sweetpeabrina sweetpeabrina 9 years
The post office makes you sign the back of your card if you choose credit. And none of my cards are signed. I guess I better get my pen.
LadyAngel89 LadyAngel89 9 years
Signing or not signing or having them ask for ID is not going to stop much of anything. In most states anyone can use a card even if it doesn't have their name on it. It's called being an authorized cardholder, technically you are responsible for safeguarding your card and ensuring that no one illegally obtains it, otherwise most institutions accept that holding the card means they have been authorized by the account holder to use said account. As for the signature, I find it makes it worse... because then a thief has the real deal to imitate (and some professional identity thieves are very good at forgery), which makes it harder to prove fraudulent (but also some cards void all of your perks if the card is not signed so be aware). You should always call immediately and report the card stolen if you even THINK someone has the card or obtained it's numbers, regardless of what you have written on the back. Stop the drama before it has time to start.
aimeeb aimeeb 9 years
I swipe my own.
emalove emalove 9 years
Most of the stores I shop in anyway have the machines where you swipe your own card...and I can't even remember the last time a sales associate asked to see my card.
emalove emalove 9 years
I personally sign all my cards, but I have a friends who always writes "see ID" and has never had an issue with it.
linds1019 linds1019 9 years
I write Check ID on all my cards. I've never been asked to sign my name to my card and not many cashiers will ask to see the ID, but it still makes me feel better.
faerymagick15 faerymagick15 9 years
I have heard and seen postings of warnings at the post office and stores too that they will not take a card that simply says "see ID". I have always signed my cards.
bellaressa bellaressa 9 years
All my cards say "Please see ID". I only carry the cards I need for that day usually just my debit card; which has my pic.
imLissy imLissy 9 years
I don't think I've been to a store since I got my credit card that even looked at the card. they all have things where you swipe yourself and no one ever asks to see my card. I signed the back, but no one knows, lol.
SkinnyMarie SkinnyMarie 9 years
Even if someone signs a different signature it doesn't matter. It isn't legally upholding. Unless you give a copy of your signature to the CC company, then how do they know what signature is real. Its a sham to make you think its secure.
JaimeLeah526 JaimeLeah526 9 years
I don't understand why stores make you sign your card in front of them before they'll let you use it. Obviously if someone had stolen your card they'd just sign your name on the back and be able to use it. Always make sure you have something written there so someone can't find it and sign your name in their handwriting and use it all over town.
JaimeLeah526 JaimeLeah526 9 years
A lot of places have a fit when it says SEE ID. I always keep a close eye on my card because it's signed. At places you swipe your own card usually you don't even show the cashier. I think more precautions need to be taken by the companies.
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