Skip Nav
Remote Productivity: How to Stay Focused While Working From Home
I’m a Financial Advisor — and I Rent My Home and Lease My Car
5 Things I Wish I Knew Before Becoming a Full-Time Freelance Writer

Tip: Minimum Purchase Amounts Are Malarkey

Parched beyond belief, you dive into the nearest convenience store for a cold beverage. You open your wallet and find that you're out of cash. No biggie, you'll just use one of your cards — or so you think, until the clerk tells you that your $1.59 drink isn't enough to meet the store's minimum purchase amount for using debit or credit cards.

You'll often find such informative notes taped on the keypad where you swipe your card, and when you do (and your card is a MasterCard or Visa), you can mention that the store is in violation of its merchant agreement. Merchants cannot impose a minimum, or a maximum for that matter, when you're using one of these cards. You might not be able to convince the clerk of any wrongdoing, but you can take action by reporting the merchant to your credit card carrier.


Overnight Brunch Hacks
How to Travel With Credit Card Points
The Best Credit Card Perks
Credit Card Debt
Tips For Getting a Better Credit Score
How to Label Your Resume File
Accidental Credit Card Fraud
Airline Credit Cards
How to Avoid Bank Fraud Scammers
How Bad Is It to Cancel a Credit Card?
From Our Partners
Latest Career & Finance
All the Latest From Ryan Reynolds