Skip Nav
Job Search
Is It Ever OK to Apply For Multiple Positions at One Company?
Working From Home
Study Finds Employees Who (Sometimes) Work Remotely Are Most Engaged
Job Search
The 5 Elements of an Utterly Irresistible Résumé

What Would You Do With a Monetary Gift?

I'm Asking: How Would You Spend a $200 Gift?

Let's pretend you check your mail today, expecting to find the usual junk, and discover a surprise card containing two $100 bills from an apologetic relative who has forgotten your birthday for the last few years.

Generally, I like to spend gift money on fun things, because that's usually the intention of the giver. Would you spend it on anything in particular, hold on to it until you found something worthy, or just put it in the bank?


Join The Conversation
cocoacrispie cocoacrispie 8 years
Def towards my CCs.
sandy82 sandy82 8 years
I would hold onto it. I always keep gift cards for a long time until I find something I really want and is useful.
opposite-attract opposite-attract 8 years
I'll tell you what i would do.After a few years of forgetting my birthday, i'll like to know, why my cheap ass relative only gave me $200.It should be $500.I'll take my $500 shopping!!!!!!
kscincotta kscincotta 8 years
Pink 16g iPod Nano. My old mp3 player bit the dust and long hours spent in front of a microscope in the lab where I work are interminable without my podcasts. Done and done.
jennythereader jennythereader 8 years
It would probably go into my house fund. That's what my husband & I do with all "found money."
cpianolover cpianolover 8 years
I would save it and wait until something catches my eye, which would probably be clothes, shoes, handbags, etc. Oh and sheet music. I can never get enough of them. lol
Spectra Spectra 8 years
I'd spend it on a combo of something useful and something fun...maybe groceries and going to see a movie with my husband or some new makeup or something.
chow chow 8 years
camera equipment.
Dhorwich Dhorwich 8 years
I'm saving for a trip to Europe so that money would go directly into the ING Account holding my funds for that adventure later in 2009.
dcfashionista dcfashionista 8 years
This is actually my problem. My sister gave me a $250 check and told me to spend it on myself and for something fun. I would like to visit my friend in Scottsdale and I found a flight for $275. I could stay a week with her or I could save the cash for a rainy day.
luna08 luna08 8 years
Bank! I might be moving for work soon, so it would be a good amount to pick up annoying fees and such. My company gave me a $250.00 Amex gift card last year and that went towards moving expenses too!
kiwishe kiwishe 8 years
If there wasn't anything I absolutely needed, then I'd put it in the bank to earn interest.
weirdy weirdy 8 years
i would bank it into my wedding fund :)
mdamsky mdamsky 8 years
right now credit cards bills unfortunately, but in an economy where i was getting more freelance work, probably spend it on something fun.
alikat07 alikat07 8 years
Get a prenatal massage, boy do I need one!
Fiend Fiend 8 years
Buzz, if you're ever feeling generous, my wallet would love to provide a home to that $200 :innocent: lol.
pharm_chick pharm_chick 8 years
id def save it for now, and use it when i see something i really know. thats the best part of debit cards!! :-P
hyzenthlay20 hyzenthlay20 8 years
I'm lusting after a MacBook Pro (15 inch), so I would put it into my bank account new laptop fund.
death-by-chocolat death-by-chocolat 8 years
Same here Glowing Moon- I would send it back if I knew the relative wasn't one to be offended. If they WERE one to be offended by such a thing, I would buy them something nice with part of the money. If it was purely random money ("bank error in your favor- collect $200!") I would definitely be putting it toward my new laptop fund.
GlowingMoon GlowingMoon 8 years
I'm in the minority here. I would return the money back to the relative, and let him or her know it's okay. It's too much money for me to accept, and it makes me uncomfortable. (Besides, I don't need the money)
Entertainment Entertainment 8 years
Ha, I actually have a similar situation right now — a gift of $200 — and I can't decide how to spend it! I've actually been letting it just sit in my savings account so it can get a little bit of interest while I decide. I might use it on my next vacation or just wait till something shiny catches my eye.
ohkate ohkate 8 years
bank ):
Pistil Pistil 8 years
Bank... maybe I'd take it out later since I'd really love a coat that isn't falling a part at the seams.
Alithyra Alithyra 8 years
Two options: Credit card bills or straight into an I-Bond. I'm tempted to say an I-Bond right now because I have a good plan in place for the credit cards.
laughing808 laughing808 8 years
a trip to the spa.....I'm in dire need of a massage and a body wrap.
Kids Opening Presents During Birthday Parties
Best Bridesmaid Gifts
The Connection Between Money and Health
How to Negotiate a Raise
From Our Partners
Latest Career & Finance
All the Latest From Ryan Reynolds