You might expect Kate Middleton to pull out all the stops for her last appearance in Canada, but she went for sophisticated comfort rather than a look-at-me dress. Wouldn't you? After a busy royal tour [1], the duchess enjoyed herself alongside Prince William as the pair learned about mental health and family services in Victoria [2]. Kate chose jeans and a blazer from Zara, but her ribbed off-the-shoulder top is from H&M and her tweed loafers, complete with a modern block heel, are still available at J.Crew [3].

Kate didn't just fashion a perfect Fall look, she did it at an affordable price. Read on to see how the duchess accessorized with dainty jewels, including a Woodland Collection pendant and Annoushka pearl drop earrings, then pick up the basics. Frankly, we'd be surprised if these items weren't already on your shopping list.