Here's one thing no one tells you about being an adult: alongside bills, insurance, and general "grown-up" responsibilities, building a wardrobe [1] can add up quickly. Luckily, retailers like Banana Republic [2] stock tons of under-$100 items — and stylish, well-made ones [3] at that.
Throughout adulthood, the pieces in your closet need to serve various functions: appropriate for work, good for formal occasions [4]; the list goes on. If you want items that'll last awhile, quality matters [5], too. The only problem is that often, a single piece can start at three digits (never mind the price of your entire cart), so that's why it is a great time to stock up.
You shouldn't have to work hard to find great, affordable pieces, so we did the research for you. After a deep dive through Banana Republic's website, we've rounded up a whopping 100 pieces spanning nearly every category you can think of. Get comfortable and keep reading to discover these impressive under-$100 finds. We won't be surprised if you have a full cart or a brand-new wardrobe by the time you finish this post.
Chunky Turtleneck Sweater
Trust us, this Chunky Turtleneck Sweater [6] ($90) will become one of your closet go-tos this Fall and Winter, so don't be afraid to buy multiple colors.
Water-Resistant Quilted Bomber Jacket
If you're looking for an outerwear staple under $100, Banana Republic has you covered with this Water-Resistant Quilted Bomber Jacket [7] ($99).
High-Rise Wide-Leg Jean
High-Rise Wide-Leg Jeans [8] ($99) will give your outfit an instantly stylish upgrade, and the dark-wash denim is both flattering and versatile.
Leopard Midi Slip Skirt
Leopard Midi Slip Skirts [9] ($90) have become so popular, there's an entire Instagram [10] dedicated to them. But the monochrome color and pattern of this one make it feel completely unique.
Puff Sleeve Cropped Sweater
Unique sleeve details are having a huge moment in fashion, so try the trend with the help of this Puff Sleeve Cropped Sweater [11] ($90).
Soft Ponte Midi Dress With Slit
Red dresses like the Soft Ponte Midi Dress with Slit [12] ($99) are a closet must have for when you're feeling bold.
Velvet Midi Slip Skirt
No need to stress about your next holiday party look; just pair this Velvet Midi Slip Skirt [13] ($99) with a cropped cardigan or chunky turtleneck sweater.
Brogue Chelsea Rainboot
These Brogue Chelsea Rainboots [14] ($78) were made for walking — and keeping your feet dry in rain, sleet, and snow.
Aire Cropped Sweater
This Aire Cropped Sweater [15] ($99) features a classic silhouette you can wear and rewear for years to come.
Merino-Blend Funnel-Neck Sweater
In or outdoors, this Merino-Blend Funnel-Neck Sweater [16] ($90) will keep you nice and warm all day.
Slim Wide-Leg Packable Performance Cropped Pant
The Slim Wide-Leg Packable Performance Cropped Pants [17] ($99) are a top choice if you love this silhouette, but want to experiment beyond denim options.
Zodiac Disc Necklace
Totally astrology-obsessed? Us too. Rep your sign 24/7 with a Zodiac Disc Necklace [18] ($38).
Washable Merino Turtleneck Sweater
A wool sweater you can throw in the washing machine?! Yes, it exists, so add this Washable Merino Turtleneck Sweater [19] ($70) to your wardrobe now.
Satin Smocked Sleeve Blouse
Show off your girlie side in a blush-tone Satin Smocked Sleeve Blouse [20] ($80).
Clip Dot Ruffle-Wrap Top
Feminine and flattering, it's hard not to fall in love with this Clip Dot Ruffle-Wrap Top [21] ($85).
Luxespun Raglan T-Shirt Dress
The Luxespun Raglan T-Shirt Dress [22] ($99) is an always-reliable piece you can use as a base for several different outfits.
Maxi Skirt With Side Slits
Want to re-create a look everyone's been wearing at Fashion Weeks across the globe? Style this Maxi Skirt with Side Slits [23] ($99) alongside a pair of leather knee-high boots.
Ribbed Square-Neck Cropped Top
The clean and flattering cut of this Ribbed Square-Neck Cropped Top [24] ($50) will elevate any outfit you wear it with.
Ribbed Henley Thong Bodysuit
Paired with pants or skirts, the Ribbed Henley Thong Bodysuit [25] ($40) will help you achieve that tucked-in look with clean lines and none of that bulky excess fabric.
Performance Stretch-Easy Pant
These Performance Stretch-Easy Pants [26] ($90) are equally ideal for lounging, running errands, or anything in between.
Wrap Bodysuit
A black Wrap Bodysuit [27] ($40) is as comfortable as it is easy to style.
Aire Turtleneck Sweater
No matter how you style this Aire Turtleneck Sweater [28] ($99), your outfit will look and feel oh-so cozy.
Red Agate Drop Earrings
Even the most casual outfit can be instantly dressed up with these Red Agate Drop Earrings [29] ($58).
Star Sweater
Add this fun Star Sweater [30] ($80) to your wardrobe for days when you need a little pick-me-up.
Sherpa Fleece Half-Zip Sweatshirt
As soon as the temperature drops, teddy coats come out to play. For a more casual way to get the look, try this Sherpa Fleece Half-Zip Sweatshirt [31] ($99).
Bi-Stretch Pencil Skirt
Breathe new life into your work wardrobe with the help of a plaid Bi-Stretch Pencil Skirt [32] ($99).
Cosabella Bellita Long-Sleeve Pajama Pant Set
Grab some hot chocolate, a good book, and this Cosabella Bellita Long-Sleeve Pajama Pant Set [33] ($109) for a night well-spent indoors.
Print Wrinkle-Resistant Wrap Dress
Universally flattering, comfortable, and extremely versatile, this Print Wrinkle-Resistant Wrap Dress [34] ($99) makes for the perfect work dress.
Modern Sloan Skinny-Fit Metallic Leopard Pant
Patterned pants can be undeniably fun, and these Modern Sloan Skinny-Fit Metallic Leopard Pants [35] ($99) are proof.
Print Peplum Wrap Top
This Print Peplum Wrap Top [36] ($85) features a black and red floral print that's perfect for Winter.
Soft Satin Puff-Sleeve Top
Wrap tops get a shiny, feminine upgrade with this Soft Satin Puff-Sleeve Top [37] ($85).
Chunky Hoop Earrings
Chunky Hoop Earrings [38] ($38) are a total jewelry collection staple.
Chunky High Crew-Neck Sweater
Stand out big time in this neon Chunky High Crew-Neck Sweater [39] ($99).
Washable Merino Chevron Sweater
With this Washable Merino Chevron Sweater [40] ($80), you don't have to hit the slopes to channel après-ski vibes.
Crop Flare Corduroy Pant
If you're not ready to commit to wide-leg pants, try Crop Flare Corduroy Pants [41] ($99) instead.
Ribbed Mock-Neck T-Shirt
If turtlenecks feel too restricting, try a Ribbed Mock-Neck T-Shirt [42] ($45) instead.
Leather Double Zip Camera Crossbody
Crossbody bags are a complete wardrobe must have, and this Leather Double Zip Camera Crossbody [43] ($98) will be as durable as it is practical.
High-Rise Straight-Fit Ankle Jean
For a more relaxed look (and, if you dislike the feeling of tight jeans, a more comfortable fit), try a pair of High-Rise Straight-Fit Ankle Jeans [44] ($99).
Super Soft Cotton Hi-Low Hem Sweater
Colorblock stripes are always a good idea, and this Super Soft Cotton Hi-Low Hem Sweater [45] ($90) makes them look that much cuter.
Nylon Travel Backpack
A Nylon Travel Backpack [46] ($88) can hold the contents of a tote bag, but allows you to be extra mobile on the go.
Asymmetrical Skirt
Much like an LBD, a little black skirt is a definite essential. We suggest trying this Asymmetrical Skirt [47] ($90).
Merino-Blend Turtleneck Sweater
If you're a sucker for soft fabrics, add this Merino-Blend Turtleneck Sweater [48] ($99) to your sweater collection stat.
Slim Wide-Leg Houndstooth Cropped Pant
It's hard to believe these Slim Wide-Leg Houndstooth Cropped Pants [49] ($99) are hiding in Banana Republic's under-$100 offerings. The built-in belt makes them look even more stylish than they already are.
Metallic Leopard Sweater
Show off your wild side this holiday season with the help of a Metallic Leopard Sweater [50] ($99).
Pearl & Bar Necklace
If dainty jewelry is more your vibe, this pretty Pearl & Bar Necklace [51] ($38) will add a touch of sparkle to your outfit without overpowering it.
SUPIMA Cotton Crew-Neck T-Shirt
A plain white tee is essential in any capsule wardrobe, so grab this SUPIMA Cotton Crew-Neck T-Shirt [52] ($30) if your closet is missing one.
Parker Tunic-Fit Shirt ($90)
This crisp Parker Tunic-Fit Shirt [53] ($90) will play nicely with so many hues, silhouettes, and styles.
Ribbed Mock-Neck Mini Dress
A Ribbed Mock-Neck Mini Dress [54] ($99) will never go out of style and can be paired or layered with countless pieces.
Ribbed Turtleneck Sweater Top
Tucked into jeans, paired with a skirt, or worn underneath a slip dress, a Ribbed Turtleneck Sweater Top [55] ($80) will keep you warm even on extremely cold days.
TENCEL Utility Jogger Pant
From comfort to casual style, these TENCEL Utility Jogger Pants [56] ($90) check all the boxes.
Tie-Neck Tuxedo Blouse
Need an excuse to add more prints to your wardrobe? This navy floral Tie-Neck Tuxedo Blouse [57] ($90) seems pretty convincing.
Vegan Suede Mini Skirt ($99)
A nutmeg-colored Vegan Suede Mini Skirt [58] ($99) will add visual warmth and undeniable style to your Fall and Winter outfits.
Nylon Travel Tote
Whether you're constantly on-the-go or the type to carry your entire life in your bag, there are a million reasons to add a Nylon Travel Tote [59] ($88) to your collection.
Wrinkle-Resistant Wrap Dress
There are endless ways to style this black Wrinkle-Resistant Wrap Dress [60] ($99).
Resin Skinny Hoop Earrings
For a subtle pop of color, add these Resin Skinny Hoop Earrings [61] ($38) to your cart now.
Rectangular Cocktail Ring
Don't underestimate the power of a good ring. This Rectangular Cocktail Ring [62] ($54) will be a flawless finishing touch to any outfit.
Bezel Set Station Necklace
Sometimes, the right jewelry is all you need to make a good outfit a great one. A simple-but-gorgeous Bezel Set Station Necklace [63] ($38) will go with anything in your closet.
Trench Mini Skirt
The details on this Trench Mini Skirt [64] ($99) will instantly elevate any outfit.
Cropped Sherpa Fleece Hoodie
When teddy coats meet hoodies, the product is this Cropped Sherpa Fleece Hoodie [65] ($99).
Satin Slide Sandal
Satin Slide Sandals [66] ($68) put an extremely chic spin on a popular streetwear shoe.
Metallic Soft Stretch Turtleneck T-Shirt
If you live in turtlenecks during the Fall and Winter, a Metallic Soft Stretch Turtleneck T-Shirt [67] ($50) is all you need to make your go-to look feel ultrafestive.
Dillon Classic-Fit Shirt
For a subtle way to add animal print to your collection, consider trying this giraffe Dillon Classic-Fit Shirt [68] ($80).
Black Howlite Earrings
If you gravitate toward vintage pieces, you'll love these statement Black Howlite Earrings [69] ($48).
High-Rise Skinny Jean
There's a reason High-Rise Skinny Jeans [70] ($99) are in everyone's closet: they're totally timeless, and they go with everything.
Avery Straight-Fit Metallic Ankle Pant
Gray plaid pants like the Avery Straight-Fit Metallic Ankle Pants [71] ($99) are a totally foolproof choice.
Stripe Twist-Front Midi Dress
Dressed up or down, this Stripe Twist-Front Midi Dress [72] ($99) is one of those pieces you can always rely on.
Threadsoft Turtleneck T-Shirt
Pair this Threadsoft Turtleneck T-Shirt [73] ($45) with a beret for a French girl-inspired look.
Leopard Cowl-Neck Camisole
Chic, dainty, and vibrant, this Leopard Cowl-Neck Camisole [74] ($65) is a fashion-lover's dream.
Robin Almond-Toe Ballet Flat
The shape and color palette of these Robin Almond-Toe Ballet Flats [75] ($88) are just about as timeless as it gets.
Cozy Knit Ruched-Side Sheath Dress
Layer this Cozy Knit Ruched-Side Sheath Dress [76] ($98) with a denim jacket for an outfit that looks put-together in seconds.
Ribbed Turtleneck T-Shirt
A jewel-tone Ribbed Turtleneck T-Shirt [77] ($45) provides style, warmth, and comfort.
Leather Convertible Belt Bag
Go completely hands-free with the help of a Leather Convertible Belt Bag [78] ($98).
Riley Tailored-Fit Stripe Shirt
Pair the Riley Tailored-Fit Stripe Shirt [79] ($80) with jeans for an easy everyday look.
Mid-Rise Skinny Corduroy Pant
A pair of Mid-Rise Skinny Corduroy Pants [80] ($99) will feel like a refreshing addition to your regular denim rotation.
Cosabella Bellita Long-Sleeve Top & Boxer Set
Pajama sets are highly underrated, and this cute-meets-comfy Cosabella Bellita Long-Sleeve Top & Boxer Set [81] ($109) will show you why.
Velvet Camera Crossbody
Add a little texture to your outfit with this soft Velvet Camera Crossbody [82] ($78).
Chunky Pointelle Cropped Sweater
This Chunky Pointelle Cropped Sweater [83] ($99) is perfect for pairing with denim and a pair of leather boots.
Cropped Flare Pant
A pair of white Cropped Flare Pants [84] ($99) can be worn year-round with any accessories you choose.
Leather Belt Bag
Worn at your waist or messenger-style across your chest, a Leather Belt Bag [85] ($98) makes it easy to re-create a popular street style look.
Wavy Earrings
If you're a fan of silver jewelry, try pairing these Wavy Earrings [86] ($48) with a low messy bun or sleek high ponytail for a look that's superchic.
Quinn Straight-Fit Denim Shirt
The Quinn Straight-Fit Denim Shirt [87] ($80) will quickly become one of the most versatile pieces you own.
Washable Silk Cowl-Neck Camisole
A Washable Silk Cowl-Neck Camisole [88] ($99) is not only extremely low-maintenance, but it'll fit seamlessly into your wardrobe.
Marbled Wool-Blend Sweater
Think pink this Winter and slip into a Marbled Wool-Blend Sweater [89] ($90).
Fireball Stud Earrings
Colorful and fun, these Fireball Stud Earrings [90] ($28) are perfect for New Year's Eve (or any day, really).
High-Rise Wide-Leg Cropped Jean
High-Rise Wide-Leg Cropped Jeans [91] ($99) are back and better than ever, and the medium wash of this pair is ideal for wearing everyday.
Luxespun Bell-Sleeve T-Shirt
The Luxespun Bell-Sleeve T-Shirt [92] ($50) is a modern and casual take on a popular '70s sleeve style.
Ruffle Blouse
You can wear this pretty Ruffle Blouse [93] ($75) any season of the year.
Resin Doorknocker Earring
With a neutral color palette and bold shape, these Resin Doorknocker Earrings [94] ($58) are a unique take on statement earrings.
Vegan Leather Smartphone Crossbody
This handy Vegan Leather Smartphone Crossbody [95] ($78) will keep your essentials nearby at all times.
Stretch Denim Mini Skirt
A white Stretch Denim Mini Skirt [96] ($80) can be worn year-round; pair it with tights and heeled boots in the Winter, or a cute top and sandals in warmer months.
Resin & Metal Hoop Earrings
These Resin & Metal Hoop Earrings [97] ($48) are a unique take on the staple earring style.
Faux Fur Slide
Make these Faux Fur Slides [98] ($98) the fuzzy focal point of your next #OOTD or your most stylish pair of house slippers.
Chunky Resin Hoop Earring
These Chunky Resin Hoop Earring [99] ($38) will add a stunning burst of color to your outfit — especially on dull Winter days.
Freshwater Pearl Statement Earrings
These Freshwater Pearl Statement Earrings [100] ($68) give new life to the classic stone.
Purple Mixed Drop Earrings
No need to layer on tons of jewelry; these Purple Mixed Drop Earrings [101] ($48) do all the talking on their own.
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Glitter Resin Hoop Earrings
Between the glitter, tortoise pattern, and chunky shape, these Glitter Resin Hoop Earrings [102] ($38) nail every earring trend in one fell swoop.
Multi-Stone Bangle
Oversize jewelry can be incredibly fashionable, and this vintage-inspired Multi-Stone Bangle [103] ($68) is a great way to try the look.
Chunky Resin Hoop Earring
For an instant burst of color, throw on these Chunky Resin Hoop Earrings [104] ($38).
Leaf Detailed Hoop Earring
You can't go wrong with a pair of gold hoops, but for some added variety, try these Leaf Detailed Hoop Earrings [105] ($48).
Angular Resin Hoop Earrings
Geometric-cut edges give these thick Angular Resin Hoop Earrings [106] ($38) a totally unique look.