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Money Tip: Only Eat Out When You Can't Make It Yourself Total deprivation of the things you enjoy in life is no way to live, and eating out is one of SavvySugar's favorite luxuries. She's learned to adjust as the recession has made things a bit tighter. Saying no to yourself isn't an easy thing to do, but creating little rules can help you save more money while going out for a fun meal on occasion.