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Divorce Insurance

Divorce Insurance For the Unhappily Wed

Between divorce parties and a whole new genre of chick lit dedicated to life after marriage, permanent separation seems like a new life phase. But divorce is expensive, so there's now divorce insurance for those who think negatively.

Divorce insurance is a hard idea to swallow, but no less cynical than a prenup; however, the return on investment at the premiere — and only — carrier WedLock hardly seems worth it. Certainly not worth staging a divorce for!

It costs about $16 for every $1,250 of coverage. So if you were to buy 10 units for 10 years ($19,188), you'd get $27,500 upon divorcing. That's $8,312, not much of gain. I'd rather save the amount in a high-interest savings. You'd make less (though not terribly much), but would have the money whether you divorce or not.

Join The Conversation
addictedreader addictedreader 6 years
I'd recommend it for anyone who marries someone they met online, marry while pregnant, or any warning signs of potential abuse. It's got such a high chance of blowing up very fast. After a year you can always let the insurance lapse but at least if you marry a psycho you have a way out. If you can't talk your BFF out of getting married, its the shower gift that could save her life.
stephley stephley 6 years
30 years of experience with insurance companies says they all try to wiggle out of paying.
onlysourcherry onlysourcherry 6 years
Comparing this company to the health insurance industry is completely invalid. It's like comparing health with auto insurance: they are two completely different businesses. That said, this is depressingly cynical. I think it's way worse than a prenup.
stephley stephley 6 years
The only real beneficiary in this creepy idea is the insurance company. Considering how they deny treatment to sick people, do you think an insurance adjustor would have to come & determine if you should be allowed to divorce?
bengalspice bengalspice 6 years
In Islam there's a marriage contract, which includes divorce insurance. It's like reverse dowry.
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