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Should the US Privatize Social Security?

Despite crisis on Wall Street and a massive $1 trillion government bailout of private financial institutions, John McCain still has faith in partially privatized Social Security, which he unsuccessfully has voted for three times in his career. McCain believes that fixing Social Security without raising taxes requires supplementing the current system with personal accounts.

This week, McCain aides explained that McCain still supports putting a portion of Social Security in the market. But they also noted that he favors tapping only a portion of Social Security funds, and creating private accounts for younger workers to invest portions of their payroll taxes in conservative investments.

As for Obama, he plans on bringing the program back into the black by asking those making over $250,000 to contribute two to four percent (combined employer and employee contribution) more. Obama opposes privatized accounts, saying they would be a precursor to eliminating the entitlement program. What do you think is the best way to keep our promise to seniors?

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